Florida, Georgia, and Rhode Island have the lowest rates of access to employer-provided retirement plans nationally, lagging behind national leaders by as much as 25%, according to recent research from the DC-based Economic Innovation Group.

The findings are based on an analysis of state-level data from the Bureau of Labor Statistics’ population survey, as of 2021 year end. States with the lowest share of workers who have access to a plan were Florida (33%), Georgia (37%), and Rhode Island (38%). Those figures lag well behind the national state leaders in terms of access, which are: Iowa (58%), Idaho (57%), and Montana (55%), according to EIG associate economist Ben Glasner.